Request Letter to Bank for Credit Card Close Application
A request letter to a bank for a credit card close application is a formal document submitted by an individual or a company to the bank, requesting for the closure of their credit card account. This letter typically contains the reason for the request, the credit card account details, and the desired closure date. The letter serves as a formal communication between the bank and the credit card holder, ensuring that the request is properly documented and processed in a timely manner. The credit card close application is an important step in managing one’s finances and maintaining a good credit history.
Here is a a Smple of such a “Request Letter to Bank for Credit Card Close Application” for your reference.
TEMPLATE
Date:_________
To,
The Branch Manager
[Insert Name of the Bank]
[Insert Name of the Branch]
[Insert Branch Address]
Sub.: Request for Credit Card Closure
Dear Sir/Madam,
I am writing this letter to request for the closure of my credit card account. The details are as follows:
Credit Card Number: [Insert Credit Card Number] Name of the Card Member/Holder: [Insert Name of Cardholder]
The reason for this request is that I have been using the card impulsively in recent months and it has impacted my monthly budget. Therefore, I would like to close the account.
There is an outstanding loan associated with the credit card, and I request that it be closed as well. The total amount, including interest and any other charges, should be debited from my savings account with your bank, bearing account number [Insert Account Number]. I give my consent for the same.
I have read and understood the bank’s terms and conditions regarding credit card closure and I agree to abide by them.
Please find attached a self-attested copy of my PAN card for verification purposes.
I would appreciate if you could take the necessary steps to fulfill my request.
Thank you for your attention to this matter.
Sincerely,
[Insert Signature]
[Insert Name of Cardholder]
Encl.: PAN Card Copy
